Hello!! Welcome to CapitalServicesIndia.
This Privacy Policy applies to the Capital Services app (hereinafter referred to as the "Application") for mobile devices, created by Capital Services (hereinafter referred to as the "Service Provider"). This service is provided "AS IS" and is intended for use in accordance with this policy.
The Application collects information when you download and use it. This information may include:
The pages of the Application that you visit, the time and date of your visit, and the time spent on those pages.
The operating system you use on your mobile device.
Information you provide when using our loan tracking feature, such as login credentials (email and password).
Location data (only from staff members) to enable features such as personalized content and location-based services.
The Service Provider does not provide loans directly through the Application but offers a loan tracking system for informational purposes only.
The Application does not include loan terms within the app itself. However, if you use our loan tracking feature, you acknowledge the following disclosures:
Annual Percentage Rate (APR): The Application does not determine or display APR details. Please refer to your loan agreement or lender’s website for exact APR rates.
Payment Due Dates: The Application does not generate or modify payment schedules. Users must rely on official communication from their lender for repayment details.
Fees & Charges: Any applicable fees, late payment charges, or penalties are determined by the lender and are not managed by the Application.
Loan Agreement: If applicable, users must review the loan terms directly with their lender or through a separate agreement provided outside the Application.
The Application collects location data (only from staff members) for the following purposes:
Geolocation Services: The Service Provider utilizes location data to provide features such as personalized content, relevant recommendations, and location-based services.
Analytics and Improvements: Aggregated and anonymized location data helps the Service Provider to analyze user behavior, identify trends, and improve the overall performance and functionality of the Application.
Third-Party Services: Periodically, the Service Provider may transmit anonymized location data to external services. These services assist them in enhancing the Application and optimizing their offerings.
The Service Provider may use the information you provided to contact you from time to time to provide you with important information, required notices, and marketing promotions.
Only aggregated, anonymized data is periodically transmitted to external services for analysis and improvement of the Application. The Service Provider may disclose collected information in the following cases:
As required by law (e.g., compliance with legal processes or government requests).
To protect rights and safety, including fraud prevention and security enforcement.
With trusted third-party service providers who assist in delivering services but do not have independent access to user data.
The Application also integrates third-party services, which have their own privacy policies. Please refer to their policies for more details:
You can stop all collection of information by the Application by uninstalling it. Use the standard uninstall processes available on your mobile device or through the application marketplace.
The Service Provider will retain user-provided data as long as the user has an active account and for a reasonable period afterward. If you wish to delete your data, please contact capitalservicessurat@gmail.com for assistance.
The Application is not intended for children under the age of 18. The Service Provider does not knowingly collect personal information from children. If you become aware that a child has provided personal information, please contact capitalservicessurat@gmail.com to request data deletion.
The Service Provider takes appropriate measures to safeguard user information through physical, electronic, and procedural security measures.
This Privacy Policy may be updated from time to time. The Service Provider will notify users of any significant changes by updating this page. Continued use of the Application after changes constitutes acceptance of the revised policy.
By using the Application, you consent to the collection and use of your information as outlined in this Privacy Policy.
For any privacy-related questions or concerns, please contact us at capitalservicessurat@gmail.com.
Capital Services is not a lender but a facilitator that connects customers with banks seamlessly. The website and application may provide information about various loan products and links to other websites or resources over which Capital Services has no control, as such information and links are received from banks, NBFCs, insurance companies, and credit rating agencies.
Users of this website acknowledge that Capital Services provides this information and these links solely for convenience. They further agree that Capital Services is not responsible for the accuracy or reliability of such information. Users are advised to independently verify the information and conduct the necessary due diligence before making any decisions.
Neither Capital Services nor its employees, partners, or associated staff shall be held accountable for any loss, harm, or damage resulting from the use of information from this website. Additionally, users acknowledge that access to external websites through provided links is subject to the terms of use and privacy policies of those respective sites.
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